Competitive rates
Cheaper Than Renting
Flexible Underwriting
All Circumstances Considered
At Taxi Finance Direct, we understand that life doesn't always go to plan, and having a poor credit history shouldn’t prevent you from securing the taxi finance you need. If you’ve faced financial difficulties in the past, don’t worry—we specialise in bad credit taxi finance and have helped countless UK taxi drivers get behind the wheel again.
We know that securing finance can be challenging when you’ve had past credit issues, but at Taxi Finance Direct, we manually underwrite every application. This means we don’t rely solely on automated systems that may reject you based on a credit score. Instead, we take a view of your unique situation and can often find a way to get deals approved where others can’t. Our experience and flexibility ensure we do everything possible to get you into the vehicle you need.
By manually reviewing each application, we can assess your situation on a case-by-case basis. If you have a strong deposit or other mitigating factors, we can consider these when looking at your application.
No matter your past credit history, we can create bespoke finance packages to suit your needs. We aim to find a solution that works for you and your budget.
Having a good deposit is key when it comes to bad credit finance. It lowers the risk for lenders and makes it easier for us to negotiate a deal on your behalf.
Our streamlined process ensures minimal paperwork and fast decisions, helping you get back on the road as quickly as possible.
Unlike many finance providers who rely on automated systems, we manually review every application. This hands-on approach allows us to take a more holistic view of your circumstances. Even if you’ve had past credit issues such as missed payments, defaults, or CCJs, our experienced team will look beyond your credit score to see if we can make the deal work.
We can approve applications that other companies might decline, especially if you have a solid deposit or show other signs of financial stability.
If you’ve been turned down before, don’t lose hope. We understand that life happens, and we’re here to help you move forward.
When it comes to taxi finance for bad credit, a larger deposit can significantly boost your chances of approval. It lowers the amount you need to borrow and reduces the risk for the lender, making them more likely to say “yes” to your application. Even if your credit file shows past issues, a strong deposit can demonstrate your financial responsibility moving forward.
We proudly serve taxi drivers from all over the UK, providing expert advice and tailored finance solutions regardless of your credit history. Whether you’re based in London, Manchester, Birmingham, Glasgow, or anywhere in between, we can help you secure the taxi finance you need to keep your business on the move.
At Taxi Finance Direct, we’re here to give you a second chance. We know how important your taxi is to your livelihood, and we’re committed to helping drivers with bad credit get back on the road.
Got a question? We’re here to help.
Don’t let bad credit hold you back from securing the taxi finance you need. Contact Taxi Finance Direct today by calling 0203 004 2813 or filling out our quick online form. Our expert team is here to help you find a finance solution that works, no matter your credit history.
At Taxi Finance Direct, we take a personal approach to bad credit finance, giving you the best chance of getting the vehicle you need, even if you’ve faced challenges in the past.
